Dhakuria Co-operative Bank Ltd.

Loan Rates

Interest & Charges for Loans and Advances for existing borrowers and new rates as per new schedule

LOANS AND ADVANCES (w.e.f. 03.07.2021)
HBL with Institutions where
Total Loan Exceeds Rs. 25 Lakhs including confirm Staff @7.50% p.a.
Other tie up HBL @7.75%p.a
Non tie up HBL @7.75%p.a
Personal Loan tie up with Institution @11.00%p.a
Personal Loan tie up with Institution where total  
Loan Exceeds Rs. 50 Lakhs @10.00%p.a
Transport Loan- commercial vehicle @11.00%p.a
Tie up with Salary (Car Loan) @8.75% p.a.
Non tie up (Car Loan) @9.00% p.a.
Loan for Small Business
Up to Rs. 1,00,000/- @11.00%p.a.
Above Rs. 1,00,000/- @11.00%p.a.
Cash Credit / Overdraft (Secured) @11.00%p.a.
Loan for utility goods @11.00%p.a.
Loan against Govt. Securities @10.00%p.a.
 NSC, KVP @10.00%p.a.
Mortgaged Loan (LAP) @10.00%p.a.
Loan against Gold ornament @11.00% p.a.
Non-tie up Personal Loan (Partly Secured) @13.50% p.a.
MTL (non tieup) membership & G.F. upto Rs.25000/- @9.50%p.a.
MTL members upto Rs.10,000/- @9.50%p.a.
Loan against own term deposits  
Personal loan up to 5 Lacs @12.00% p.a.
HBL - Staff (MGS) @ 7.00% p.a.
Loan Against Dainik Sanchay @12.00% p.a.


Condition Apply

  • Interest rate would be fixed for all over the tenure fo the loan
  • +@1% Penal Rate for the loan in the double category
  • Institutions where our total loan disbursement has exceed Rs. 2 Crors will be given an additional 0.25% p.a. reduction of interest rate.