Interest & Charges for Loans and Advances for existing borrowers and new rates as per new schedule
| LOANS AND ADVANCES (w.e.f. 01.10.2023) | |
| House Building Loan (Home Loan) | @8.25% p.a. |
| Loan Against Property (LAP) | @11.00%p.a |
| Personal Loan tie up with Institution | @11.05%p.a |
| Personal Loan non tie up | @13.50%p.a |
| Transport Loan- commercial vehicle | @11.50%p.a |
| Car Loan for Salaried person | @10.00% p.a. |
| Car Loan for Non-Salaried person | @11.00% p.a. |
| Loan for Small Business | |
| Up to Rs. 1,00,000/- | @11.00%p.a. |
| Above Rs. 1,00,000/- | @11.00%p.a. |
| Cash Credit / Overdraft (Secured) | @11.00%p.a. |
| Loan for utility goods | @11.00%p.a. |
| Loan against Govt. Securities | @11.00%p.a. |
| NSC, KVP | @11.00%p.a. |
| Loan against Gold ornament (Bullet Payment) | @9.00% p.a. |
| MTL (non tieup) membership & G.F. upto Rs.25000/- | @10.00%p.a. |
| MTL members upto Rs.10,000/- | @10.00%p.a. |
| Loan against own term deposits | Deposit Rate+1.50% |
Condition Apply
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