Pan/Aadhaar Link Status

Loan & Advances

Interest & Charges for Loans and Advances for existing borrowers and new rates as per new schedule

LOANS AND ADVANCES (as existing)
HBL with Institutions where Upto 20 Yrs

Total loan amount Exceeds Rs. 50 lacs

@9.75% p.a.
Other tie up HBL @10.00%p.a.
Non tie up HBL @10.00%p.a
Transport Loan  

Commercial Vehicle

@12.00% p.a.

Private Car/ Vehicle (Personal use) Tie up with Salary

@9.75% p.a.
Loan for Small Business  
Upto Rs. 1,00,000/- @12.00%p.a.

Above Rs. 1,00,000/-

Cash Credit / Overdraft (Secured) @12.00%p.a.
Loan for utility goods @12.00%p.a.
Loan against Govt. Securities NSC, KVP @11.00%p.a.
Mortgaged Loan (LAP) @12.00%p.a.
Loan against Gold ornament @11.90% p.a.
Tie up personal Loan (upto 5 lacs) @12.00% p.a.
Non-tie up personal Loan (partly secured) @13.50% p.a.
Loan against own term deposits Deposit Rate + 1.50%

Personal loan upto 3 lacs

@11.50% p.a.

HBL - Staff (MGS)

@ 7.25% p.a

Note: Minimum rate of interest on HBL will be @ 9.50% p.a. *Conditions Apply

#Institutions (tie-up) where our total loan has exeed 50 lacs 0.25%, exceed 2 crores 0.50% will be given reduction of interest rate

Dhakuria Co-Operative Bank News & Events